Citizen in a RepublicNH Bill Briefing
← All bills

SB 565 · 2026 · Senate · Commerce Committee

Report on fortified home standards

AI-generated

(New Title) requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

Requires the insurance commissioner to prepare and publish a report on fortified home and commercial building standards and other mitigation and resiliency programs.AI-generated

Status

Signed into law · June 24, 2026
  1. ✓Introduced
  2. ✓Senate
  3. ✓House
  4. ✓Governor
  5. ✓Law

Analysis

This bill requires the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

From the bill's official ANALYSIS section.

In the bill's words

Quoted verbatim from the bill as enacted. Passages chosen from the operative text.Computed by this site

“The information may include references to available information on areas that may be at risk of price increases due to extreme precipitation, storm surge, coastal flooding, high winds, hurricanes, and hail.”
RSA 412:14-a
“For the purposes of this section, the commissioner may consult RSA 483-B:22, FEMA flood maps, the National Flood Insurance Program, and any other available mapping that may include projected threats, including first street maps, the New Hampshire coastal viewer, and the department of environmental services coastal program, to determine areas of present and future risk to insurance coverage.”
RSA 412:14-a
“Unless prohibited by law, the report may also include a summary of any information the commissioner may have received, provided by insurers, on the rate of premium cost increases in such areas.”
RSA 412:14-a
“This report shall be made available by January 1, 2028, and in subsequent 5-year intervals.”
RSA 412:14-a

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Sen. David WattersDPrime
  • Sen. Cindy RosenwaldDDeputy Democratic Leader
  • Sen. Rebecca Perkins KwokaDMinority Leader
  • Sen. Kevin AvardRDeputy Majority Whip
  • Rep. Michael EdgarDDeputy Ranking Member· Public Works and Highways
  • Rep. John PotucekRVice Chair· Commerce and Consumer Affairs

Also: Sen. Donovan FentonD, Sen. Debra AltschillerD, Rep. Chris MunsD

Public testimony

15 signed in online · 1 wrote testimony

100% support0% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“Thank you for the opportunity to comment on SB 565-FN. This bill strengthens transparency for consumers by requiring the Insurance Department to publish clear, accessible information on fortified home and commercial standards, as well as mitigation and resiliency programs.…”
— Hannah Meiselman, Manchestersupports

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Votes

yeanay
Starting text: Bill as introduced
  • Feb 19, 2026SenateCommittee report: Ought to Pass with Amendment # 2026-0506s5–0
    Overall
    100% yea
  • Feb 19, 2026SenateVoice voteCommittee amendment 2026-0506sadopted
  • Feb 19, 2026SenateVoice voteOught to Pass with Amendment #2026-0506sadopted
    Resulting text: Bill as amended by the Senate
  • Apr 29, 2026HouseCommittee report· consent calendar: Ought to Pass15–0
    Overall
    100% yea
  • May 14, 2026HouseVoice voteOught to Passadopted
  • Jun 4, 2026SenateVoice voteEnrolledadopted

Hearings and debates

  • Feb 3, 2026Public hearingSenate Commerce1:54:26–1:57:593m 33slocated in the stream transcriptHearing
  • Feb 19, 2026Floor debateSenate floorWatchnot located in the transcript — opens the full streamCommittee Report: Ought to Pass with Amendment # 2026-0506s; Ought to Pass with Amendment #2026-0506s — adopted, voice vote; Committee Amendment # 2026-0506s — adopted, voice vote
  • Apr 16, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamPublic Hearing
  • Apr 22, 2026Public hearingHouse Commerce and Consumer Affairs4:03:34–4:04:411m 7slocated in the stream transcriptSubcommittee Work Session
  • Apr 29, 2026Public hearingHouse Commerce and Consumer Affairs28:36–30:251m 49slocated in the stream transcriptCommittee Report: Ought to Pass; Executive Session
  • May 14, 2026Floor debateHouse floorWatchnot located in the transcript — opens the full streamOught to Pass — adopted, voice vote
  • Jun 4, 2026Floor debateSenate floorWatchnot located in the transcript — opens the full streamEnrolled Adopted — voice vote

Timestamps locate where this bill is taken up in the chamber's YouTube stream.

Legislative history

  1. Jan 7, 2026SenIntroduced 01/07/2026 and Referred to Commerce; SJ 1
  2. Feb 3, 2026SenHearing: 02/03/2026, Room 100, SH, 10:45 am; SC 1
  3. Feb 19, 2026Sen: Ought to Pass with Amendment # 2026-0506s, 02/19/2026; Vote 5-0; CC; SC 6
  4. Feb 19, 2026SenCommittee Amendment # 2026-0506s, AA, VV; 02/19/2026; SJ 4
  5. Feb 19, 2026SenOught to Pass with Amendment #2026-0506s, MA, VV; OT3rdg; 02/19/2026; SJ 4
  6. Feb 19, 2026HouseIntroduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs HJ 5 P. 126
  7. Apr 16, 2026HousePublic Hearing: 04/16/2026 10:30 am GP 229
  8. Apr 22, 2026HouseSubcommittee Work Session: 04/22/2026 01:15 pm GP 229
  9. Apr 29, 2026HouseExecutive Session: 04/29/2026 10:00 am GP 229
  10. Apr 29, 2026House: Ought to Pass 04/29/2026 (Vote 15-0; CC) HC 19 P. 8
  11. May 14, 2026HouseOught to Pass: MA VV 05/14/2026 HJ 13 P. 5
  12. Jun 4, 2026HouseEnrolled (in recess of) 06/04/2026 HJ 15
  13. Jun 4, 2026SenEnrolled Adopted, VV, (In recess 06/04/2026); SJ 14
  14. Jun 19, 2026SenSigned by the Governor on 06/19/2026; Chapter 202; Effective 01/01/2027

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.