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HB 1486 · 2026 · House · Commerce and Consumer Affairs Committee

No rate hikes for household members' driving

AI-generated

prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums.

Prohibits insurers from penalizing an insured driver due to a household member's DWI conviction or license status unless that person is a listed driver on the policy.AI-generated

Status

Killed in the House — Inexpedient to Legislate · March 11, 2026
  1. ✓Introduced
  2. ✕House
  3. Senate
  4. Governor
  5. Law

Analysis

This bill prohibits insurers from penalizing an insured driver due to a spouse’s DWI conviction or license status unless that person is a listed driver.

From the bill's official ANALYSIS section.

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Rep. Ellen ReadDPrimeDeputy Ranking Member· Housing

Rep. Jonah WheelerD

Public testimony

8 signed in online · 1 wrote testimony

100% support0% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“Only the drivers in the house should be part of the insurance company decision on policy’s”
— Lisa Ayer, Manchestersupports

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Hearings

  • 2026-01-2810:00 amHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-02-182:00 pmHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-03-031:00 pmHouse Commerce and Consumer AffairsGP 229Public hearing

Legislative history

  1. Jan 7, 2026HouseIntroduced 01/07/2026 and referred to Commerce and Consumer Affairs HJ 1 P. 22
  2. Jan 28, 2026HousePublic Hearing: 01/28/2026 02:15 pm GP 229
  3. Feb 18, 2026HouseFull Committee Work Session: 02/18/2026 02:00 pm GP 229
  4. Mar 3, 2026HouseExecutive Session: 03/03/2026 01:00 pm GP 229
  5. Mar 3, 2026House: Inexpedient to Legislate 03/03/2026 (Vote 14-0; CC) HC 10 P. 8
  6. Mar 11, 2026HouseInexpedient to Legislate: MA VV 03/11/2026 HJ 7 P. 12

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.