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HB 1353 · 2026 · House · Commerce and Consumer Affairs Committee

Insurance discounts for safety inspections

AI-generated

relative to discounted motor vehicle insurance premiums for voluntary safety inspections.

Requires motor vehicle insurers to offer premium discounts for vehicles that pass annual voluntary safety inspections.AI-generated

Status

Killed in the House — Inexpedient to Legislate · March 11, 2026
  1. ✓Introduced
  2. ✕House
  3. Senate
  4. Governor
  5. Law

Analysis

This bill establishes a framework requiring motor vehicle insurers in New Hampshire to offer premium discounts for vehicles that pass annual safety inspections.

From the bill's official ANALYSIS section.

In the bill's words

Quoted verbatim from the bill as introduced. Passages chosen from the operative text.Computed by this site

“Each insurer writing motor vehicle insurance in this state shall include in its rating manual and file with the insurance department provisions for premium discounts on liability, collision, and comprehensive coverage, specifically relating to motor vehicles that pass an annual safety inspection pursuant to RSA 266 and 263.”
RSA 412:16-a
“The annual inspection shall verify major safety features including but not limited to headlights, taillights, tires, steering, and brakes.”
RSA 412:16-a
“Insurers may also consider additional shop recommendations, provided these are not required for passing inspection, and actuarial justification for rate filings shall be based on demonstrable reduction in claims for vehicles meeting inspection standards.”
RSA 412:16-a
“The insurer shall verify that the inspection has been performed and meets state guidelines before applying any discount.”
RSA 412:16-a

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Rep. Alice WadeDPrime
  • Rep. Heath HowardDDeputy Ranking Member· Executive Departments and Administration

Also: Rep. Chris MunsD

Public testimony

8 signed in online · 5 wrote testimony

75% support25% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“HB 1353 is type of legislation the NH public wants to see from our elected representatives. Voluntary and incentivized programs are always preferred by the public and more successful in achieving their desired outcomes.…”
— Terrence Hyland Jr, Straffordsupports
“Yes please give people an incentive to inspect their vehicles by requiring discounts”
— Lisa Ayer, Manchestersupports
“I'm perfectly capable of inspecting my own vehicle. Especially on the low hanging fruit items listed in this RSA. Why should i not get the same discounts? I realize the no inspection thing may be new for those who haven't lived all over the country, but it is no big deal.…”
— Simon Berrio, Daltonopposes

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Votes

yeanay
Starting text: Bill as introduced
  • Mar 3, 2026HouseCommittee report· consent calendar: Inexpedient to Legislate14–0
    Overall
    100% yea
  • Mar 11, 2026HouseVoice voteInexpedient to Legislateadopted

Hearings and debates

  • Jan 28, 2026Public hearingHouse Commerce and Consumer Affairs4:59:53–5:01:001m 7slocated in the stream transcriptPublic Hearing
  • Feb 18, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamFull Committee Work Session
  • Mar 3, 2026Public hearingHouse Commerce and Consumer Affairs4:26:47–4:31:114m 24slocated in the stream transcriptCommittee Report: Inexpedient to Legislate; Executive Session
  • Mar 11, 2026Floor debateHouse floorWatchnot located in the transcript — opens the full streamInexpedient to Legislate — adopted, voice vote

Timestamps locate where this bill is taken up in the chamber's YouTube stream.

Legislative history

  1. Jan 7, 2026HouseIntroduced 01/07/2026 and referred to Commerce and Consumer Affairs HJ 1 P. 16
  2. Jan 28, 2026HousePublic Hearing: 01/28/2026 01:45 pm GP 229
  3. Feb 18, 2026HouseFull Committee Work Session: 02/18/2026 02:00 pm GP 229
  4. Mar 3, 2026HouseExecutive Session: 03/03/2026 01:00 pm GP 229
  5. Mar 3, 2026House: Inexpedient to Legislate 03/03/2026 (Vote 14-0; CC) HC 10 P. 7
  6. Mar 11, 2026HouseInexpedient to Legislate: MA VV 03/11/2026 HJ 7 P. 11

Coverage

No reporting linked yet.

Background reading

Evergreen reading on the policy area — spanning perspectives — not coverage of this specific bill.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.