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SB 610 · 2026 · Senate · Health and Human Services Committee

Innovative long-term care insurance policies

AI-generated

(New Title) allowing the insurance commissioner to approve innovative short or long-term care policies.

Allows the insurance commissioner to approve innovative short-term or long-term care insurance policies, certificates, and rates found to be reasonable and in the public interest.AI-generated

Status

Signed into law · June 22, 2026
  1. ✓Introduced
  2. ✓Senate
  3. ✓House
  4. ✓Governor
  5. ✓Law

Analysis

This bill relocates a provision on the insurance commissioner's rulemaking authority on loss ratio standards for long-term care policies within statute, authorizes approval of innovative care policies, revises the criteria for disapproving insurance forms, and permits public hearings with discretionary disclosure of form and rate filings.

From the bill's official ANALYSIS section.

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Sen. Denise RicciardiRPrimeVice Chair· Commerce
  • Sen. Timothy LangRMajority Whip
  • Sen. Bill GannonRChair· Judiciary
  • Rep. Lisa PostRClerk· Commerce and Consumer Affairs
  • Rep. Carry SpierDDeputy Ranking Member· Commerce and Consumer Affairs
  • Rep. Anita BurroughsDRanking Member· Commerce and Consumer Affairs

Also: Sen. David WattersD

Public testimony

14 signed in online · 1 wrote testimony

93% support7% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“Public comment is an important tool in a democracy. It makes sense that prior to prosed Long term care insurance policy rate increases under certain circumstances.”
— Rosemary D'Arcy, Bristolsupports

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Hearings

  • 2026-01-089:00 amSenate Health and Human ServicesSH 100Public hearing
  • 2026-04-0110:00 amHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-04-0810:00 amHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-04-1410:00 amHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-04-1510:00 amHouse Commerce and Consumer AffairsGP 229Public hearing

Legislative history

  1. Jan 7, 2026SenIntroduced 01/07/2026 and Referred to Health and Human Services; SJ 1
  2. Jan 8, 2026SenHearing: 01/08/2026, Room 100, SH, 09:15 am; SC 46
  3. Jan 29, 2026SenCommittee Report: Ought to Pass with Amendment # 2026-0111s, 01/29/2026; Vote 5-0; CC; SC 3
  4. Jan 29, 2026SenSB 610 was Removed from the Consent Calendar; 01/29/2026; SJ 2
  5. Jan 29, 2026SenSpecial Order to the Next Session, Without Objection, MA; 01/29/2026; SJ 2
  6. Feb 5, 2026SenCommittee Report: Ought to Pass with Amendment # 2026-0111s, 02/05/2026, Vote 5-0; SC 4
  7. Feb 5, 2026SenCommittee Amendment # 2026-0111s, AA, VV; 02/05/2026; SJ 3
  8. Feb 5, 2026SenSen. Rochefort Floor Amendment # 2026-0431s, AA, VV; 02/05/2026; SJ 3
  9. Feb 5, 2026SenOught to Pass with Amendments #2026-0111s and #2026-0431s, MA, VV; OT3rdg; 02/05/2026; SJ 3
  10. Feb 19, 2026HouseIntroduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs HJ 5 P. 127
  11. Apr 1, 2026HousePublic Hearing: 04/01/2026 02:15 pm GP 229
  12. Apr 8, 2026HouseSubcommittee Work Session: 04/08/2026 10:00 am GP 229
  13. Apr 14, 2026HouseSubcommittee Work Session: 04/14/2026 10:00 am GP 229
  14. Apr 15, 2026HouseExecutive Session: 04/15/2026 10:00 am GP 229
  15. Apr 15, 2026House: Ought to Pass with Amendment # 2026-1497h (NT) 04/15/2026 (Vote 18-0; CC)
  16. Apr 23, 2026HouseAmendment # 2026-1497h: AA VV 04/23/2026 HJ 11 P. 4
  17. Apr 23, 2026HouseOught to Pass with Amendment 2026-1497h: MA VV 04/23/2026 HJ 11 P. 4
  18. Apr 23, 2026HouseReferred to Ways and Means 04/23/2026 HJ 11 P. 15
  19. Apr 23, 2026HouseReferral Waived by Committee Chair per House Rule 47(f) 04/23/2026 HJ 11 P. 74
  20. May 7, 2026SenSen. Rochefort Moved to Concur with the House Amendment, MA, VV; 05/07/2026; SJ 11
  21. May 21, 2026HouseEnrolled (in recess of) 05/21/2026 HJ 14 P. 34
  22. May 21, 2026SenEnrolled Adopted, VV, (In recess 05/21/2026); SJ 14
  23. Jun 12, 2026SenSigned by the Governor on 06/12/2026; Chapter 142; Effective 08/11/2026

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.