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SB 607 · 2026 · Senate · Health and Human Services Committee

Short-term limited health insurance plans

AI-generated

relative to short-term, limited duration health insurance policies

Allows insurers to offer short-term, limited duration health insurance policies lasting between 12 and 36 months and requires written notice to consumers that such plans need not comply with ACA requirements.AI-generated

Status

Signed into law · June 24, 2026
  1. ✓Introduced
  2. ✓Senate
  3. ✓House
  4. ✓Governor
  5. ✓Law

Analysis

This bill allows insurers to offer short-term, limited duration health insurance policies of less than 12 months and not more than 36 months. This bill also requires insurers to provide written notice to consumers that such plans are not required to comply with the ACA, may exclude pre-existing conditions, and may include terms that differ from comprehensive health plans.

From the bill's official ANALYSIS section.

In the bill's words

Quoted verbatim from the bill as enacted. Passages chosen from the operative text.Computed by this site

“In addition to any disclosure required by the commissioner under RSA 415-A:2, for the sale of plans under subparagraph (a), an insurer shall provide a clear and conspicuous notice to the consumer, during the application process and in the contract, that contains the following language:”
Section 199:1
““Short-term limited duration health plans are not required to comply with regulations under the federal Patient Protection and Affordable Care Act, are not considered Minimum Essential Coverage, and may contain limitations on or exclude coverage for pre-existing conditions.”
Section 199:1
“The plan also may contain benefit maximums, out-of-pocket costs, and limitations on renewability that differ from comprehensive health plans.”
Section 199:1

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Sen. Daniel InnisRPrimeChair· Commerce
  • Rep. Brian LabrieRClerk· Labor, Industrial and Rehabilitative Services
  • Rep. Katelyn KuttabRClerk· Judiciary

Also: Sen. Tim McGoughR, Rep. Julie MilesR

Public testimony

5 signed in online

80% support20% oppose0% neutral

Read the testimony · as of Aug 12, 2026

Votes

yeanay
Starting text: Bill as introduced
  • Mar 26, 2026SenateCommittee report: Ought to Pass with Amendment # 2026-1165s5–0
    Overall
    100% yea
  • Mar 26, 2026SenateVoice voteCommittee amendment 2026-1165sadopted
  • Mar 26, 2026SenateVoice voteOught to Pass with Amendment #2026-1165sadopted
    Resulting text: Bill as amended by the Senate
  • Apr 29, 2026HouseCommittee report· consent calendar: Ought to Pass14–0
    Overall
    100% yea
  • May 14, 2026HouseVoice voteOught to Passadopted
  • Jun 4, 2026SenateVoice voteEnrolledadopted

Hearings and debates

  • Mar 11, 2026Public hearingSenate Health and Human Services1:34:13–1:37:423m 29slocated in the stream transcriptHearing
  • Mar 26, 2026Floor debateSenate floorWatchnot located in the transcript — opens the full streamCommittee Report: Ought to Pass with Amendment # 2026-1165s; Ought to Pass with Amendment #2026-1165s — adopted, voice vote; Committee Amendment # 2026-1165s — adopted, voice vote
  • Apr 8, 2026Public hearingHouse Commerce and Consumer Affairs4:37:56–4:40:542m 58slocated in the stream transcriptPublic Hearing
  • Apr 22, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamSubcommittee Work Session
  • Apr 29, 2026Public hearingHouse Commerce and Consumer Affairs38:13–39:241m 11slocated in the stream transcriptCommittee Report: Ought to Pass; Executive Session
  • May 14, 2026Floor debateHouse floorWatchnot located in the transcript — opens the full streamOught to Pass — adopted, voice vote
  • Jun 4, 2026Floor debateSenate floorWatchnot located in the transcript — opens the full streamEnrolled Adopted — voice vote

Timestamps locate where this bill is taken up in the chamber's YouTube stream.

Legislative history

  1. Jan 7, 2026SenIntroduced 01/07/2026 and Referred to Health and Human Services; SJ 1
  2. Mar 11, 2026SenHearing: 03/11/2026, Room 100, SH, 09:30 am; SC 9
  3. Mar 26, 2026Sen: Ought to Pass with Amendment # 2026-1165s, 03/26/2026; Vote 5-0; CC; SC 11
  4. Mar 26, 2026SenCommittee Amendment # 2026-1165s, AA, VV; 03/26/2026; SJ 7
  5. Mar 26, 2026SenOught to Pass with Amendment #2026-1165s, MA, VV; OT3rdg; 03/26/2026; SJ 7
  6. Mar 26, 2026HouseIntroduced (in recess of) 03/26/2026 and referred to Commerce and Consumer Affairs HJ 9 P. 55
  7. Apr 8, 2026HousePublic Hearing: 04/08/2026 02:30 pm GP 229
  8. Apr 22, 2026HouseSubcommittee Work Session: 04/22/2026 10:00 am GP 229
  9. Apr 29, 2026HouseExecutive Session: 04/29/2026 10:00 am GP 229
  10. Apr 29, 2026House: Ought to Pass 04/29/2026 (Vote 14-0; CC) HC 19 P. 9
  11. May 14, 2026HouseOught to Pass: MA VV 05/14/2026 HJ 13 P. 9
  12. Jun 4, 2026HouseEnrolled (in recess of) 06/04/2026 HJ 15
  13. Jun 4, 2026SenEnrolled Adopted, VV, (In recess 06/04/2026); SJ 14
  14. Jun 19, 2026SenSigned by the Governor on 06/19/2026; Chapter 199; Effective 01/01/2027

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.