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SB 408 · 2026 · Senate · Health and Human Services Committee

Insurance coverage for adult prosthetics

AI-generated

relative to health insurance coverage for prosthetics.

Requires health insurance policies to cover adult prosthetics, including activity-specific prosthetic devices, extending coverage currently required only for children's prosthetics.AI-generated

Status

Signed into law · July 9, 2026
  1. ✓Introduced
  2. ✓Senate
  3. ✓House
  4. ✓Governor
  5. ✓Law

Analysis

This bill requires health insurance policies to provide coverage for adult prosthetics, including activity-specific prosthetic devices. The law currently requires such coverage for children's prosthetics.

From the bill's official ANALYSIS section.

In the bill's words

Quoted verbatim from the bill as enacted. Passages chosen from the operative text.Computed by this site

“Each insurer that issues or renews a policy of group [or blanket accident or] health insurance providing benefits for medical or hospital expenses shall provide coverage for prosthetic devices, including activity-specific prosthetic devices, for children under 19 years of age, who are residents of this state and covered by such insurance.”
RSA 415:18-ff
“The insurer may limit coverage for activity-specific prosthetic devices to one activity-specific prosthetic device per plan year.”
RSA 415:18-ff
“Coverage under this section shall be subject to such other terms and conditions of the policy that may apply.”
RSA 415:18-ff
“Each insurer that issues or renews a policy of group health insurance providing benefits for medical or hospital expenses shall provide coverage for prosthetic devices, including activity-specific prosthetic devices, for individuals over 19 years of age who are residents of this state and covered by such insurance.”
RSA 415:18-ff

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Sen. Bill GannonRPrimeChair· Judiciary
  • Sen. Cindy RosenwaldDDeputy Democratic Leader
  • Sen. Suzanne PrentissDAssistant Democratic Leader
  • Sen. Daniel InnisRChair· Commerce
  • Sen. Timothy LangRMajority Whip
  • Sen. Mark McConkeyRChair· Capital Budget
  • Sen. Daryl AbbasRPresident Pro Tempore
  • Sen. Ruth WardRDeputy Majority Leader
  • Sen. Rebecca Perkins KwokaDMinority Leader
  • Sen. David RochefortRChair· Health and Human Services
  • Sen. Howard PearlRChair· Executive Departments and Administration
  • Rep. JD BernardyRClerk· Science, Technology and Energy
  • Rep. Kenneth WeylerRChair· Finance

Also: Sen. Tim McGoughR, Sen. Donovan FentonD, Sen. Debra AltschillerD, Sen. David WattersD, Sen. Pat LongD, Sen. Tara ReardonD, Rep. Melissa LitchfieldR, Rep. Sheri MinorR, Rep. Lilli WalshR

Public testimony

28 signed in online · 3 wrote testimony

93% support0% oppose7% neutral

In their wordsVerbatim, exactly as submitted

“Health insurance for prosthetics is a reasonable part of healthcare and should be covered.”
— Rosemary D'Arcy, Bristolsupports
“Pure virtue signalling and political posturing. Now ... you've just kited everyone's premium. Thanks.”
— Daniel Richardson, Nashuaneutral
“4/1/26 Good afternoon members of the Commerce and Consumer Affairs. My name is Mo Baxley from Granite State Independent Living. We are a statewide organization whose mission is to promote quality of life with independence for people with disabilities.…”
— Mo Baxley, Concordneutral

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Votes

yeanay
Starting text: Bill as introduced

Hearings and debates

  • Jan 21, 2026Public hearingSenate Health and Human Services17:11–26:149m 3slocated in the stream transcriptHearing
  • Jan 29, 2026Floor debateSenate floorWatchnot located in the transcript — opens the full streamCommittee Report: Ought to Pass; Ought to Pass — adopted, voice vote
  • Mar 12, 2026Floor debateSenate floorWatchnot located in the transcript — opens the full streamCommittee Report: Ought to Pass with Amendment # 2026-1049s; Ought to Pass with Amendment #2026-1049s — adopted, voice vote; Committee Amendment # 2026-1049s — adopted, voice vote
  • Apr 1, 2026Public hearingHouse Commerce and Consumer Affairs4:37:08–4:45:248m 16slocated in the stream transcriptPublic Hearing
  • Apr 8, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamSubcommittee Work Session
  • Apr 14, 2026Public hearingHouse Commerce and Consumer Affairs24:46–25:551m 9slocated in the stream transcriptSubcommittee Work Session
  • Apr 15, 2026Public hearingHouse Commerce and Consumer Affairs10:43–12:151m 32slocated in the stream transcriptCommittee Report: Ought to Pass with Amendment # 2026-1505h; Executive Session
  • Apr 23, 2026Floor debateHouse floorWatchnot located in the transcript — opens the full streamOught to Pass with Amendment 2026-1505h — adopted, voice vote; Amendment # 2026-1505h — adopted, voice vote; Referred to Finance
  • May 4, 2026Public hearingHouse Finance - Division I2:36–5:413m 5slocated in the stream transcriptDivision I Work Session
  • May 5, 2026Public hearingHouse Finance7:18–12:174m 59slocated in the stream transcriptMajority Committee Report: Ought to Pass — roll call; Executive Session
  • May 14, 2026Floor debateHouse floor5:58:22–6:06:147m 52slocated in the stream transcriptOught to Pass — adopted, voice vote; FLAM # 2026-1929h(NT) (Rep. Farrington) — failed, roll call 159-177; Lay SB408 on Table (Rep. Sweeney) — failed, division 148-189
  • May 21, 2026Floor debateSenate floor30:41–31:2847slocated in the stream transcriptSen. Rochefort Moved to Concur with the House Amendment — adopted, voice vote
  • Jun 4, 2026Floor debateSenate floorWatchnot located in the transcript — opens the full streamEnrolled Adopted — voice vote

Timestamps locate where this bill is taken up in the chamber's YouTube stream.

Legislative history

  1. Jan 7, 2026SenIntroduced 01/07/2026 and Referred to Health and Human Services; SJ 1
  2. Jan 21, 2026SenHearing: 01/21/2026, Room 100, SH, 09:00 am; SC 2
  3. Jan 29, 2026Sen: Ought to Pass, 01/29/2026; Vote 4-0; CC; SC 3
  4. Jan 29, 2026SenOught to Pass: MA, VV; Refer to Finance Rule 4-5; 01/29/2026; SJ 2
  5. Mar 12, 2026Sen: Ought to Pass with Amendment # 2026-1049s, 03/12/2026; Vote 7-0; CC; SC 9
  6. Mar 12, 2026SenCommittee Amendment # 2026-1049s, AA, VV; 03/12/2026; SJ 6
  7. Mar 12, 2026SenOught to Pass with Amendment #2026-1049s, MA, VV; OT3rdg; 03/12/2026; SJ 6
  8. Mar 12, 2026HouseIntroduced (in recess of) 03/12/2026 and referred to Commerce and Consumer Affairs HJ 8 P. 114
  9. Apr 1, 2026HousePublic Hearing: 04/01/2026 01:15 pm GP 229
  10. Apr 8, 2026HouseSubcommittee Work Session: 04/08/2026 10:00 am GP 229
  11. Apr 14, 2026HouseSubcommittee Work Session: 04/14/2026 10:00 am GP 229
  12. Apr 15, 2026HouseExecutive Session: 04/15/2026 10:00 am GP 229
  13. Apr 15, 2026HouseCommittee Report: Ought to Pass with Amendment # 2026-1505h 04/15/2026 (Vote 18-0; CC)
  14. Apr 23, 2026HouseAmendment # 2026-1505h: AA VV 04/23/2026 HJ 11 P. 3
  15. Apr 23, 2026HouseOught to Pass with Amendment 2026-1505h: MA VV 04/23/2026 HJ 11 P. 3
  16. Apr 23, 2026HouseReferred to Finance 04/23/2026 HJ 11 P. 15
  17. May 4, 2026HouseDivision I Work Session: 05/04/2026 10:00 am GP 230
  18. May 5, 2026HouseExecutive Session: 05/05/2026 10:30 am GP 230
  19. May 5, 2026HouseMajority : Ought to Pass 05/05/2026 (Vote 21-3; RC) HC 19 P. 24
  20. May 7, 2026HouseMinority : Inexpedient to Legislate
  21. May 14, 2026HouseFLAM # 2026-1929h(NT) (Rep. Farrington): AF RC 159-177 05/14/2026 HJ 13 P. 91
  22. May 14, 2026HouseLay SB408 on Table (Rep. Sweeney): MF DV 148-189 05/14/2026 HJ 13 P. 94
  23. May 14, 2026HouseOught to Pass: MA VV 05/14/2026 HJ 13 P. 94
  24. May 21, 2026SenSen. Rochefort Moved to Concur with the House Amendment, MA, VV; 05/21/2026; SJ 13
  25. Jun 4, 2026HouseEnrolled (in recess of) 06/04/2026 HJ 15
  26. Jun 4, 2026SenEnrolled Adopted, VV, (In recess 06/04/2026); SJ 14
  27. Jul 2, 2026SenSigned by the Governor on 07/02/2026; Chapter 244; Effective 01/01/2028

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.