HB 1662 · 2026 · House · Housing Committee
Loan guarantees for accessory dwelling units
AI-generatedrelative to providing loan guarantees for accessory dwelling unit financing.
Requires the housing finance authority to offer loan guarantees to approved lenders financing accessory dwelling unit development projects and appropriates funds for the program.AI-generated
Status
Killed in the House — Inexpedient to Legislate · February 17, 2026- ✓Introduced
- ✕House
- Senate
- Governor
- Law
Analysis
This bill requires the housing finance authority to offer loan guarantees for approved lenders who issue loans for accessory dwelling unit development projects and provides an appropriation to the housing finance authority.
From the bill's official ANALYSIS section.
In the bill's words
Quoted verbatim from the bill as introduced. Passages chosen from the operative text.Computed by this site
“Notwithstanding any provision of law to the contrary, the housing finance authority (HFA) shall offer lenders who have previously been approved to provide financing through HFA financing loan guarantees for accessory dwelling unit (ADU) developers and homeowners.”
“The HFA shall issue loan guarantees between 80 percent loan to value (LTV) and 100 percent LTV based on the appraised value of a completed ADU.”
Official record
gc.nh.gov · the authoritative source
Sponsors
- Rep. Connie LaneDRanking Member· Election Law
- Rep. Jim MaggioreDDeputy Ranking Member· Municipal and County Government
- Rep. Ellen ReadDDeputy Ranking Member· Housing
- Rep. Laurel StavisDRanking Member· Municipal and County Government
- Sen. Rebecca Perkins KwokaDMinority Leader
Also: Rep. Erica de VriesD, Rep. Karen HegnerD, Rep. Allan HowlandD, Sen. Debra AltschillerD
Public testimony
10 signed in online · 4 wrote testimony
60% support40% oppose0% neutral
In their wordsVerbatim, exactly as submitted
“The Members of the NH Council on Developmental Disabilities (NHCDD) believes this bill could have a positive impact on the NH disability community.”
“I write in support of HB 1662, a smart, market-based approach to expanding housing opportunity in New Hampshire by addressing one of the most persistent barriers to accessory dwelling unit (ADU) development: access to financing.…”
“This is an excellent way to support creation of small new housing units and urban in-fill.”
“Stop the stench of socialist FDR New Deal and LBJ Great Society give-aways. The nation's founders were well aware SUBSIDIES to favored wealthy and connected producers were part of a mercantilism economic sickness.…”
Verbatim excerpts of submitted testimony, quoted from the testimony tool.
Read the testimony · as of Aug 12, 2026
Votes
yeanay- Jan 20, 2026HouseCommittee report· consent calendar: Inexpedient to Legislate16–2Overall89% yea
- Feb 5, 2026HouseVoice voteInexpedient to Legislateadopted
Hearings and debates
- Jan 20, 2026Public hearingHouse Housing5:30:09–5:36:085m 59slocated in the stream transcriptCommittee Report: Inexpedient to Legislate; Public Hearing; Executive Session
- Feb 5, 2026Floor debateHouse floorWatchnot located in the transcript — opens the full streamInexpedient to Legislate — adopted, voice vote
Timestamps locate where this bill is taken up in the chamber's YouTube stream.
Legislative history
- Jan 7, 2026HouseIntroduced 01/07/2026 and referred to Housing HJ 1 P. 30
- Jan 20, 2026HousePublic Hearing: 01/20/2026 02:00 pm GP 231
- Jan 20, 2026HouseExecutive Session: 01/20/2026 02:00 pm GP 231
- Jan 20, 2026House: Inexpedient to Legislate 01/20/2026 (Vote 16-2; CC) HC 5 P. 7
- Feb 5, 2026HouseInexpedient to Legislate: MA VV 02/05/2026 HJ 3 P. 11
Coverage
No reporting linked yet.
Documents (PDF)
Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.