HB 1568 · 2026 · House · Commerce and Consumer Affairs Committee
Minimum auto insurance requirements
AI-generatedrelative to mandatory minimum insurance coverage requirements for motor vehicles.
Requires owners of registered motor vehicles to maintain minimum liability insurance coverage, establishes penalties for noncompliance, and authorizes rulemaking for verification procedures.AI-generated
Status
Killed in the House — Inexpedient to Legislate · February 19, 2026- ✓Introduced
- ✕House
- Senate
- Governor
- Law
Analysis
This bill requires owners of registered motor vehicles to maintain liability insurance meeting minimum coverage thresholds, establishes penalties for noncompliance, and authorizes rulemaking for verification procedures.
From the bill's official ANALYSIS section.
In the bill's words
Quoted verbatim from the bill as introduced. Passages chosen from the operative text.Computed by this site
“No motor vehicle required to be registered in this state shall be operated upon any way unless the owner maintains a motor vehicle liability insurance policy issued by a company authorized to transact business in this state.”
“The policy shall provide at least the minimum coverage limits required under RSA 264:20, including:”
“Proof of insurance shall be provided at the time of vehicle registration and upon request by law enforcement.”
“The department of safety may adopt rules under RSA 541-A to implement this section, including procedures for electronic verification of coverage.”
Official record
gc.nh.gov · the authoritative source
Sponsors
Public testimony
15 signed in online · 6 wrote testimony
20% support80% oppose0% neutral
In their wordsVerbatim, exactly as submitted
“ESPECIALLY since we will have more jalopys on the road with the end of inspections, YES, PLEASE PASS THIS BILL!”
“This is important, especially since this state did away with mandatory safety inspections. Years ago someone driving on the wrong side of the road hit me head on and ruined my spine.…”
“Not having auto insurance is silly. The state requiring it is even more silly as we know the same people who never get insurance-will never get insurance. This is why uninsured motorist coverage exists.”
“Requiring mandatory car insurance will not help anything in NH.…”
“Mr Chair and Honorable Committee: You are trying to legislate a problem that doesn’t exist!! You can only exacerbate the issue and make it worse through this legislation.…”
Verbatim excerpts of submitted testimony, quoted from the testimony tool.
Read the testimony · as of Aug 12, 2026
Votes
yeanay- Feb 4, 2026HouseCommittee report· consent calendar: Inexpedient to Legislate13–2Overall87% yea
- Feb 19, 2026HouseVoice voteInexpedient to Legislateadopted
Hearings and debates
- Jan 21, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamPublic Hearing
- Jan 22, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamSubcommittee Work Session
- Feb 4, 2026Public hearingHouse Commerce and Consumer Affairs4:20:21–4:21:291m 8slocated in the stream transcriptCommittee Report: Inexpedient to Legislate; Executive Session
- Feb 19, 2026Floor debateHouse floorWatchnot located in the transcript — opens the full streamInexpedient to Legislate — adopted, voice vote
Timestamps locate where this bill is taken up in the chamber's YouTube stream.
Legislative history
- Jan 7, 2026HouseIntroduced 01/07/2026 and referred to Commerce and Consumer Affairs HJ 1 P. 26
- Jan 21, 2026HousePublic Hearing: 01/21/2026 01:30 pm GP 229
- Jan 22, 2026HouseSubcommittee Work Session: 01/22/2026 02:15 pm GP 229
- Feb 4, 2026HouseExecutive Session: 02/04/2026 01:00 pm GP 229
- Feb 4, 2026House: Inexpedient to Legislate 02/04/2026 (Vote 13-2; CC) HC 7 P. 5
- Feb 19, 2026HouseInexpedient to Legislate: MA VV 02/19/2026 HJ 5 P. 6
Coverage
No reporting linked yet.
Documents (PDF)
Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.