HB 1406 · 2026 · House · Commerce and Consumer Affairs Committee
AI use in insurance reviews
AI-generated(New TItle) relative to health carrier recordkeeping requirements in utilization review, including specifications regarding the use of artificial intelligence.
Requires health carriers to maintain written records on their use of artificial intelligence and human review protocols in utilization review, document adverse determinations, and remain responsible for contracted entities' compliance with these requirements.AI-generated
Status
Killed in the Senate — Inexpedient to Legislate · May 5, 2026- ✓Introduced
- ✓House
- ✕Senate
- Governor
- Law
Analysis
This bill prohibits health carriers from using artificial intelligence to change the clinical judgment of a provider.
From the bill's official ANALYSIS section.
Official record
gc.nh.gov · the authoritative source
Sponsors
- Rep. Gaby GrossmanDDeputy Ranking Member· Children and Family Law
- Rep. Jessica LaMontagneDDeputy Ranking Member· Health, Human Services, and Elderly Affairs
- Sen. Regina BirdsellRMajority Leader
- Sen. Suzanne PrentissDAssistant Democratic Leader
Also: Rep. David NagelD, Rep. Mark PearsonR, Rep. Trinidad TellezD, Rep. Santosh SalviD, Rep. Sanjeev ManoharD, Rep. Nancy MurphyD, Sen. Pat LongD
Public testimony
221 signed in online · 49 wrote testimony
97% support3% oppose0% neutral
In their wordsVerbatim, exactly as submitted
“As the State of New Hampshire begins to consider regulation of Artificial Intelligence, the New Hampshire Medical Society urges a thoughtful and measured approach.…”
“Using Ai to change the clinical judgement of a health care provider is unethical and not in the patient's interest, it only allows health insurance companies' to deny care.”
“As a mental health provider and an insurance consumer, I know the struggle of working with insurance companies all too well.…”
“Please vote to ensure patients aren’t denied coverage by AI use at insurance companies. We pay big money for our insurance and even more for our healthcare, please work to make it better not worse by voting in approval of this bill.”
Verbatim excerpts of submitted testimony, quoted from the testimony tool.
Read the testimony · as of Aug 12, 2026
Hearings
- 2026-02-1710:00 amHouse Commerce and Consumer AffairsGP 159Public hearingrescheduled
- 2026-02-1810:00 amHouse Commerce and Consumer AffairsGP 229Public hearingrescheduled
- 2026-02-181:00 pmHouse Commerce and Consumer AffairsGP 229Public hearingrescheduled
- 2026-03-031:00 pmHouse Commerce and Consumer AffairsGP 229Public hearing
- 2026-03-0310:00 amHouse Commerce and Consumer AffairsGP 229Public hearing
- 2026-04-079:30 amSenate CommerceSH 100Public hearing
Legislative history
- Jan 7, 2026HouseIntroduced 01/07/2026 and referred to Commerce and Consumer Affairs HJ 1 P. 19
- Feb 17, 2026HousePublic Hearing: 02/17/2026 01:45 pm GP 159
- Feb 18, 2026HouseFull Committee Work Session: 02/18/2026 10:00 am GP 229
- Feb 18, 2026House==RECESSED== Executive Session: 02/18/2026 01:00 pm GP 229
- Mar 3, 2026HouseFull Committee Work Session: 03/03/2026 10:00 am GP 229
- Mar 3, 2026House==CONTINUED== Executive Session: 03/03/2026 01:00 pm GP 229
- Mar 3, 2026House: Ought to Pass with Amendment # 2026-0986h 03/03/2026 (Vote 14-0; CC) HC 10 P. 7
- Mar 11, 2026HouseAmendment # 2026-0986h: AA VV 03/11/2026 HJ 7 P. 11
- Mar 11, 2026HouseOught to Pass with Amendment 2026-0986h: MA VV 03/11/2026 HJ 7 P. 11
- Mar 12, 2026SenIntroduced 03/12/2026 and Referred to Commerce; SJ 7
- Apr 7, 2026SenHearing: 04/07/2026, Room 100, SH, 10:25 am; SC 13
- May 7, 2026Sen: Inexpedient to Legislate, 05/07/2026, Vote 4-1, CC; SC 17
- May 7, 2026SenInexpedient to Legislate, MA, VV === BILL KILLED ===; 05/07/2026; SJ 11
Coverage
No reporting linked yet.
Documents (PDF)
Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.