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HB 1207 · 2026 · House · Commerce and Consumer Affairs Committee

Banking department fees and licensing rules

AI-generated

relative to certain laws applicable to state chartered banks, credit unions, trust companies, and other consumer credit entities subject to the authority of the banking department.

Eliminates regular examination fees for state-chartered credit unions and trust companies in favor of an annual fixed base fee, eases licensing restrictions for mortgage loan originator applicants with certain prior convictions, and authorizes the bank commissioner to communicate with license applicants through the nationwide multistate licensing system.AI-generated

Status

Signed into law · July 16, 2026
  1. ✓Introduced
  2. ✓House
  3. ✓Senate
  4. ✓Governor
  5. ✓Law

Analysis

This bill: I. Raises fees for certain banking, credit union, and financial institution registration and operational requirements. II. Eases restrictions for felons to receive mortgage loan originator licenses. III. Is a request of the banking department.

From the bill's official ANALYSIS section.

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Rep. John HuntRPrimeChair· Commerce and Consumer Affairs

Public testimony

2 signed in online · 1 wrote testimony

50% support50% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“I oppose this bill because it does not expand transparency, protections, or meaningful benefits for New Hampshire residents.”
— Tiffany Gladu, Goffstownopposes

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Hearings

  • 2026-01-2910:00 amHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-02-182:00 pmHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-03-031:00 pmHouse Commerce and Consumer AffairsGP 229Public hearing
  • 2026-03-319:30 amSenate CommerceSH 100Public hearing

Legislative history

  1. Jan 7, 2026HouseIntroduced 01/07/2026 and referred to Commerce and Consumer Affairs HJ 1 P. 10
  2. Jan 29, 2026HousePublic Hearing: 01/29/2026 10:00 am GP 229
  3. Feb 18, 2026HouseFull Committee Work Session: 02/18/2026 02:00 pm GP 229
  4. Mar 3, 2026HouseExecutive Session: 03/03/2026 01:00 pm GP 229
  5. Mar 3, 2026House: Ought to Pass with Amendment # 0922 03/03/2026 (Vote 14-0; CC) HC 10 P. 6
  6. Mar 11, 2026HouseAmendment # 2026-0922h: AA VV 03/11/2026 HJ 7 P. 4
  7. Mar 11, 2026HouseOught to Pass with Amendment 2026-0922h: MA VV 03/11/2026 HJ 7 P. 4
  8. Mar 12, 2026SenIntroduced 03/12/2026 and Referred to Commerce; SJ 7
  9. Mar 31, 2026SenHearing: 03/31/2026, Room 100, SH, 10:15 am; SC 11
  10. May 7, 2026Sen: Ought to Pass with Amendment # 2026-1718s, 05/07/2026; Vote 5-0; CC; SC 17
  11. May 7, 2026SenCommittee Amendment # 2026-1718s, AA, VV; 05/07/2026; SJ 11
  12. May 7, 2026SenOught to Pass with Amendment # 2026-1718s, MA, VV; OT3rdg; 05/07/2026; SJ 11
  13. May 21, 2026HouseHouse Concurs with Senate Amendment 2026-1718s (Rep. Hunt): MA VV 05/21/2026 HJ 14 P. 2
  14. Jun 4, 2026SenEnrolled Bill Amendment # 2026-2161e Adopted, VV, (In recess of 06/04/2026); SJ 14
  15. Jun 4, 2026HouseEnrolled Bill Amendment # 2026-2161e: AA VV (in recess of) 06/04/2026 HJ 15
  16. Jun 4, 2026SenEnrolled Adopted, VV, (In recess 06/04/2026); SJ 15
  17. Jun 4, 2026HouseEnrolled (in recess of) 06/04/2026
  18. Jul 10, 2026HouseSigned by Governor Ayotte 07/10/2026; Chapter 294; eff. I. Sec 1+2 eff 7/1/2027 II. Secs 19-28 eff 10/1/2027 III. Rem eff 10/1/2026

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.