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HB 1056 · 2026 · House · Commerce and Consumer Affairs Committee

Commission on property insurance reinsurance

AI-generated

establishing a commission to study the impacts of reinsurance on the cost and availability of property insurance in New Hampshire.

Establishes a commission to study the impact of extreme weather on the reinsurance market and its effect on the cost and availability of property insurance in New Hampshire.AI-generated

Status

Referred to interim study (House) · March 11, 2026
  1. ✓Introduced
  2. ✕House
  3. Senate
  4. Governor
  5. Law

Analysis

This bill establishes a commission to study the impact of extreme weather on the reinsurance market and its effect on cost and availability of property insurance in New Hampshire.

From the bill's official ANALYSIS section.

In the bill's words

Quoted verbatim from the bill as introduced. Passages chosen from the operative text.Computed by this site

“There is hereby established a commission to study the impact of extreme weather on the reinsurance market and its effect on the cost and availability of property insurance in New Hampshire.”
RSA 400-A:69
“Legislative members of the commission shall receive mileage at the legislative rate when attending to the duties of the commission.”
RSA 400-A:69
“The first meeting of the commission shall be held within 45 days of the effective date of this section.”
RSA 400-A:69
“The commission shall report its findings and any recommendations for proposed legislation and rulemaking to the speaker of the house of representatives, the president of the senate, the house clerk, the senate clerk, the governor, the insurance commissioner, and the state library on or before November 1, 2026.”
RSA 400-A:69

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Rep. Carry SpierDPrimeDeputy Ranking Member· Commerce and Consumer Affairs
  • Rep. Anita BurroughsDRanking Member· Commerce and Consumer Affairs
  • Rep. John CloutierDRanking Member· Public Works and Highways
  • Rep. Karen EbelDDemocratic Leader Pro Tempore
  • Rep. Heath HowardDDeputy Ranking Member· Executive Departments and Administration

Also: Rep. Tony CaplanD, Rep. Linda HaskinsD, Rep. Suzanne VailD

Public testimony

59 signed in online · 9 wrote testimony

100% support0% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“My family business of lake tourism depends on having clean water. We need this bill.”
— Sarah Thorne, Holdernesssupports
“The cost of Homeowners Insurance continues to rise with one of the main factors being extreme weather events. It is smart to establish a commission to study the impacts this could have on Granite Staters ability to access affordable homeowners insurance.”
— Sue Vatnick, Madisonsupports
“Establishes a commission to study the impact of extreme weather on the reinsurance market, and its effects on the cost and availability of property insurance in New Hampshire.…”
— Richard DeMark, Meredithsupports

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Votes

yeanay
Starting text: Bill as introduced
  • Mar 3, 2026HouseCommittee report· consent calendar: Refer for Interim Study15–0
    Overall
    100% yea
  • Mar 11, 2026HouseVoice voteRefer for Interim Studyadopted

Hearings and debates

  • Feb 4, 2026Public hearingHouse Commerce and Consumer Affairs1:38:53–1:40:051m 12slocated in the stream transcriptPublic Hearing
  • Feb 10, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamSubcommittee Work Session
  • Feb 18, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamFull Committee Work Session
  • Mar 3, 2026Public hearingHouse Commerce and Consumer AffairsWatchnot located in the transcript — opens the full streamCommittee Report: Refer for Interim Study; Executive Session
  • Mar 11, 2026Floor debateHouse floorWatchnot located in the transcript — opens the full streamRefer for Interim Study — adopted, voice vote

Timestamps locate where this bill is taken up in the chamber's YouTube stream.

Legislative history

  1. Jan 7, 2026HouseIntroduced 01/07/2026 and referred to Commerce and Consumer Affairs HJ 1 P. 4
  2. Feb 4, 2026HousePublic Hearing: 02/04/2026 11:15 am GP 229
  3. Feb 10, 2026HouseSubcommittee Work Session: 02/10/2026 01:00 pm GP 229
  4. Feb 18, 2026HouseFull Committee Work Session: 02/18/2026 02:00 pm GP 229
  5. Mar 3, 2026HouseExecutive Session: 03/03/2026 01:00 pm GP 229
  6. Mar 3, 2026House: Refer for Interim Study 03/03/2026 (Vote 15-0; CC) HC 10 P. 5
  7. Mar 11, 2026HouseRefer for Interim Study: MA VV 03/11/2026 HJ 7 P. 3

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.