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SB 121 · 2025 · Senate · Health and Human Services Committee

Insurance discontinuance notice requirements

AI-generated

requiring notice to the insurance department of the discontinuance of certain types of insurance, including Medicare Advantage Plans.

Requires insurance companies to notify the insurance department when discontinuing a line of business and directs Medicare Advantage insurers to provide notice before terminating CMS contracts, ceasing coverage in a county, or significantly modifying plans.AI-generated

Status

Signed into law · July 22, 2025
  1. ✓Introduced
  2. ✓Senate
  3. ✓House
  4. ✓Governor
  5. ✓Law

Analysis

This bill requires an insurance company to provide notice to the insurance department of its decision to discontinue a line of business currently offered in the state. The bill also directs an insurance company offering Medicare Advantage Plans to provide notice to the insurance department of its decision to terminate its contract with CMS, to cease offering Medicare Advantage Plans in a particular county, or to significantly modify the plans offered. The bill is a request of the insurance department.

From the bill's official ANALYSIS section.

In the bill's words

Quoted verbatim from the bill as enacted. Passages chosen from the operative text.Computed by this site

“Any licensed insurance company authorized to transact fire or casualty business in this state shall provide 120 days' notice to the insurance department and its appointed agents of record in New Hampshire of the insurance company's decision to cease writing an entire line of business.”
RSA 402:84
“Any nonrenewal notices to affected policyholders shall be issued in accordance with applicable law, provided that the effective date of any such nonrenewals shall be at least 120 days after notice to the agents of record under this section.”
RSA 402:84
“Unless otherwise required, any licensed insurance company authorized to transact business in this state shall provide 90 days' written notice to the insurance department of the insurance company's decision to cease writing an entire line of business.”
RSA 402:84
“The insurance company shall notify the insurance department in writing, using the format prescribed by the commissioner. 232:2 Effective Date.”
RSA 402:84

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Sen. Kevin AvardRPrimeVice Chair· Health and Human Services

Public testimony

5 signed in online

100% support0% oppose0% neutral

Read the testimony · as of Aug 12, 2026

Votes

yeanay
Starting text: Bill as introduced

Hearings and debates

  • Jan 29, 2025Public hearingSenate Health and Human Services2:54:52–2:56:171m 25slocated in the stream transcriptHearing
  • Mar 6, 2025Floor debateSenate floorWatchnot located in the transcript — opens the full streamCommittee Report: Ought to Pass with Amendment # 2025-0303s; Ought to Pass with Amendment #2025-0303s — adopted, voice vote; Committee Amendment # 2025-0303s — adopted, voice vote
  • Apr 23, 2025Public hearingHouse Commerce and Consumer Affairs29:11–31:302m 19slocated in the stream transcriptPublic Hearing
  • May 7, 2025Public hearingHouse Commerce and Consumer Affairs7:10–10:493m 39slocated in the stream transcriptSubcommittee Work Session
  • May 27, 2025Public hearingHouse Commerce and Consumer Affairs3:44:41–3:46:031m 22slocated in the stream transcriptCommittee Report: Ought to Pass with Amendment # 2025-1945h; Executive Session
  • Jun 5, 2025Floor debateHouse floorWatchnot located in the transcript — opens the full streamOught to Pass with Amendment 2025-1945h — adopted, voice vote; Amendment # 2025-1945h — adopted, voice vote
  • Jun 12, 2025Floor debateSenate floor20:07–20:5952slocated in the stream transcriptSen. Rochefort Moved to Concur with the House Amendment — adopted, voice vote
  • Jun 26, 2025Floor debateSenate floorWatchnot located in the transcript — opens the full streamEnrolled Adopted — voice vote

Timestamps locate where this bill is taken up in the chamber's YouTube stream.

Legislative history

  1. Jan 9, 2025SenIntroduced 01/09/2025 and Referred to Health and Human Services; SJ 3
  2. Jan 29, 2025SenHearing: 01/29/2025, Room 101, LOB, 10:00 am; SC 7
  3. Mar 6, 2025Sen: Ought to Pass with Amendment # 2025-0303s, 03/06/2025; Vote 5-0; CC; SC 11
  4. Mar 6, 2025SenCommittee Amendment # 2025-0303s, AA, VV; 03/06/2025; SJ 6
  5. Mar 6, 2025SenOught to Pass with Amendment #2025-0303s, MA, VV; OT3rdg; 03/06/2025; SJ 6
  6. Mar 27, 2025HouseIntroduced (in recess of) 03/27/2025 and referred to Commerce and Consumer Affairs HJ 11 P. 111
  7. Apr 23, 2025HousePublic Hearing: 04/23/2025 10:30 am LOB 302-304
  8. May 7, 2025HouseSubcommittee Work Session: 05/07/2025 10:00 am LOB 302-304
  9. May 27, 2025HouseExecutive Session: 05/27/2025 01:15 pm LOB 302-304
  10. May 27, 2025House: Ought to Pass with Amendment # 2025-1945h 05/27/2025 (Vote 16-0; CC) HC 27 P. 7
  11. Jun 5, 2025HouseAmendment # 2025-1945h: AA VV 06/05/2025 HJ 16 P. 4
  12. Jun 5, 2025HouseOught to Pass with Amendment 2025-1945h: MA VV 06/05/2025 HJ 16 P. 4
  13. Jun 12, 2025SenSen. Rochefort Moved to Concur with the House Amendment, MA, VV; 06/12/2025; SJ 16
  14. Jun 26, 2025HouseEnrolled (in recess of) 06/26/2025 HJ 18 P. 60
  15. Jun 26, 2025SenEnrolled Adopted, VV, (In recess 06/26/2025); SJ 18
  16. Jul 15, 2025SenSigned by the Governor on 07/15/2025; Chapter 0232; Effective 09/13/2025

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.