Citizen in a RepublicNH Bill Briefing
← All bills

HB 434 · 2025 · House · Commerce and Consumer Affairs Committee

Rental car coverage for totaled vehicles

AI-generated

requiring a policyholder's insurance company to provide a rental car for at least 7 days after determination that the vehicle is totaled or unsafe to operate when the policyholder is not at fault for the accident.

Requires a policyholder's insurance company to provide a rental car for at least 7 days after a vehicle is determined totaled or unsafe to operate, when the policyholder is not at fault.AI-generated

Status

Killed in the House — Inexpedient to Legislate · March 26, 2025
  1. ✓Introduced
  2. ✕House
  3. Senate
  4. Governor
  5. Law

Analysis

This bill requires a policyholder's insurance company to provide a rental car for at least 7 days after determination that the vehicle is totaled or unsafe to operate when the policyholder is not at fault for the accident.

From the bill's official ANALYSIS section.

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Rep. Stephen PearsonRPrime

Public testimony

10 signed in online · 1 wrote testimony

40% support60% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“This is a case of the state sticking its nose where it doesn't belong. In private contracts between insurers and customers. Seat of the pants feel here is the more requirements the state places upon an insurance company, the higher our statewide average rates will be.”
— Simon Berrio, Daltonopposes

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Hearings

  • 2025-02-0510:00 amHouse Commerce and Consumer AffairsLOB 302-304Public hearingrescheduled
  • 2025-03-1210:00 amHouse Commerce and Consumer AffairsLOB 302-304Public hearing
  • 2025-03-1910:00 amHouse Commerce and Consumer AffairsLOB 302-304Public hearing

Legislative history

  1. Jan 9, 2025HouseIntroduced (in recess of) 01/09/2025 and referred to Commerce and Consumer Affairs HJ 3 P. 9
  2. Feb 5, 2025HousePublic Hearing: 02/05/2025 11:00 am LOB 302-304
  3. Mar 12, 2025HouseSubcommittee Work Session: 03/12/2025 10:00 am LOB 302-304
  4. Mar 19, 2025HouseExecutive Session: 03/19/2025 10:00 am LOB 302-304
  5. Mar 19, 2025House: Inexpedient to Legislate 03/19/2025 (Vote 16-0; CC) HC 17 P. 7
  6. Mar 26, 2025HouseInexpedient to Legislate: MA VV 03/26/2025 HJ 10 P. 6

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.