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HB 382 · 2025 · House · Housing Committee

Vehicle loan equal payment rule

AI-generated

(Second New Title) repealing the requirement that vehicle funding loan contracts have successive periodic payments that are substantially equal in amount.

Repeals the requirement that vehicle funding loan contracts have successive periodic payments that are substantially equal in amount.AI-generated

Status

Signed into law · July 22, 2025
  1. ✓Introduced
  2. ✓House
  3. ✓Senate
  4. ✓Governor
  5. ✓Law

Analysis

This bill repeals the requirement that vehicle funding loan contracts have successive periodic payments that are substantially equal in amount.

From the bill's official ANALYSIS section.

In the bill's words

Quoted verbatim from the bill as enacted. Passages chosen from the operative text.Computed by this site

“RSA 361-A:17, VI(c), relative to the requirement that vehicle funding loan contracts have successive periodic payments that are substantially equal in amount, is repealed.”
Section 184:1

Official record

Bill page — docket & status

gc.nh.gov · the authoritative source

Sponsors

Rep. Joe SweeneyRPrimeDeputy Majority Leader
  • Rep. Joe AlexanderRChair· Housing
  • Rep. Ross BerryRChair· Election Law
  • Rep. Alissandra MurrayDClerk· Criminal Justice and Public Safety
  • Rep. Jason OsborneRMajority Leader

Also: Rep. Jessica GrillD

Public testimony

61 signed in online · 13 wrote testimony

79% support21% oppose0% neutral

In their wordsVerbatim, exactly as submitted

“I am the Policy Director at the Parking Reform Network, a nationwide nonprofit organization dedicated to accelerating the reform of costly, arbitrary, and inefficient parking regulations.…”
— Daniel Herriges, Saint Paul · Parking Reform Networksupports
“In the modern urbanized landscape, affordable housing is much less easy to come by than a parking spot.…”
— Taylor Barry, Nashuasupports
“This bill would open up the pathway to house more people and create additional options for those looking to build in many towns and cities. Parking is not something that is needed.…”
— Jessica Spillers, Manchestersupports
“This is utterly ridiculous, either taxpayers will be forced to pay for expenses properly paid by developers or neighborhoods will become unliveable due to cars parked on sidewalks, etc. I wish people who want to live in Boston would move there instead of trying to turn NH into Boston!”
— Roy Schweiker, Concordopposes
“HB382 proposes NH allow hillbilly homes, complete with cars, trucks and RVs parked in front and side yards in any zone. I am looking forward to stacking my driveway with non-functioning project cars and parking my driveable rides in the street. Bye Ya-all.”
— Daniel Richardson, Nashuaopposes
“I oppose this Bill, as this conflicts with good planning and zoning practices: " to avoid congestion and adverse impacts on highways". If their is no off site parking requirements, where will the parking occur?…”
— Bruce Buttrick, Goffstownopposes

Verbatim excerpts of submitted testimony, quoted from the testimony tool.

Read the testimony · as of Aug 12, 2026

Votes

yeanay
Starting text: Bill as introduced

Hearings and debates

  • Jan 28, 2025Public hearingHouse Housing3:02:38–3:16:5914m 21slocated in the stream transcriptPublic Hearing
  • Feb 11, 2025Public hearingHouse Housing22:12–23:201m 8slocated in the stream transcriptFull Committee Work Session
  • Mar 13, 2025Floor debateHouse floorWatchnot located in the transcript — opens the full streamOught to Pass with Amendment 2025-0687h — adopted, voice vote; Amendment # 2025-0687h (NT) — adopted, voice vote
  • Apr 15, 2025Public hearingSenate Commerce56:47–1:21:0224m 15slocated in the stream transcriptHearing
  • May 8, 2025Floor debateSenate floorWatchnot located in the transcript — opens the full streamCommittee Report: Ought to Pass with Amendment # 2025-1811s; Ought to Pass with Amendment #2025-1811s — adopted, voice vote; Committee Amendment # 2025-1811s — adopted, voice vote
  • Jun 12, 2025Floor debateHouse floor1:40:36–1:42:131m 37slocated in the stream transcriptHouse Concurs with Senate Amendment 2025-1811s (Rep. Alexander Jr.) — adopted, voice vote
  • Jun 26, 2025Floor debateSenate floorWatchnot located in the transcript — opens the full streamEnrolled Adopted — voice vote

Timestamps locate where this bill is taken up in the chamber's YouTube stream.

Legislative history

  1. Jan 9, 2025HouseIntroduced (in recess of) 01/09/2025 and referred to Housing HJ 3 P. 7
  2. Jan 28, 2025HousePublic Hearing: 01/28/2025 01:00 pm LOB 305
  3. Feb 11, 2025HouseFull Committee Work Session: 02/11/2025 10:00 am LOB 305
  4. Mar 4, 2025House: Ought to Pass with Amendment # 2025-0687h (NT) 03/04/2025 (Vote 17-0; CC)
  5. Mar 13, 2025HouseAmendment # 2025-0687h (NT): AA VV 03/13/2025 HJ 8 P. 14
  6. Mar 13, 2025HouseOught to Pass with Amendment 2025-0687h: MA VV 03/13/2025 HJ 8 P. 14
  7. Jun 26, 2025SenEnrolled Adopted, VV, (In recess 06/26/2025); SJ 18
  8. Apr 15, 2025SenHearing: 04/15/2025, Room 100, SH, 10:00 am; SC 17
  9. Apr 15, 2025SenHearing: 04/15/2025, Room 100, SH, 10:05 am, on proposed amendment #2025-1243s; SC 17
  10. May 8, 2025Sen: Ought to Pass with Amendment # 2025-1811s, 05/08/2025; Vote 5-0; CC; SC 20
  11. May 8, 2025SenCommittee Amendment # 2025-1811s, AA, VV; 05/08/2025; SJ 12
  12. May 8, 2025SenOught to Pass with Amendment #2025-1811s, MA, VV; OT3rdg; 05/08/2025; SJ 12
  13. Jun 12, 2025HouseHouse Concurs with Senate Amendment 2025-1811s (Rep. Alexander Jr.): MA VV 06/12/2025 HJ 17 P. 14
  14. Jun 26, 2025SenEnrolled Adopted, VV, (In recess 06/26/2025); SJ 17
  15. Jun 26, 2025HouseEnrolled (in recess of) 06/26/2025 HJ 18 P. 59
  16. Jul 15, 2025HouseSigned by Governor Ayotte 07/15/2025; Chapter 184; eff. 09/13/2025 HJ 18

Coverage

No reporting linked yet.

Documents (PDF)

Bill text & amendments link direct to gc.nh.gov; committee reports stream from the state record.